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Birch Gold Group Fees | What Does It Cost to Invest with Birch Gold Group?

Suppose you want to invest in a precious metals IRA. In that case, you will need to find a reliable provider that doesn’t just offer premium services but is also affordable enough to make your investment a profitable one.

The chances are, you’ve probably come across Birch Gold Group when searching for gold IRA companies, but is it worth investing in precious metals with this provider?

We have done our research to provide more information about the company’s services and its fee structure to help you decide whether it is a good option for your investment.

Here is our Birch Gold Group fees review.

Advisory!  Prior to diving into this review, we’d like to stress that at Investors Circle, our mission is to protect your wealth.  We know that our research reports may alter your investment decisions, so we want to be 100% sure you are investing your hard earned money with the right company!

With this in mind, we urge you to check out our list of the top five companies in this space (we found 1 that fits 99% of investors needs)

>> Click Here To View Our Updated List of the 5 Best Companies <<

See if Birch Gold Group made our list this year, or continue with this review below to see if they are possibly the right company for your investment needs.

Why Invest in Precious Metals?

Birch Gold Group Fees

As an investor, it is important to diversify your portfolio, especially if you are saving for retirement. Precious metals offer protection from inflation and have historically held their value during economic uncertainty.

Precious Metals IRAs Offer Tax Benefits

Moreover, with a precious metals IRA, you can enjoy tax benefits while saving for retirement. Up to the amount you are authorized to contribute, none of your IRA contributions will be taxable.

Additionally, you could deduct these contributions from your taxes, which could place you in a lower tax bracket.


Deflation cannot affect the price of precious metals. When prices fall, and commercial activity slows down, deflation ensues.

Although there hasn’t been significant deflation since the 1930s, there have been smaller ones, such as those that followed the 2008 financial crisis. The value of all other commodities was declining at the time, but the value of gold kept growing.

Supply and Demand

Furthermore, the availability of gold and other precious metals has decreased over time. Starting a new mine’s production of precious metals requires over five years.

Prices rise as a result of a decreasing supply of gold and rising demand.

About Birch Gold Group

About Birch Gold Group

Birch Gold Group is a precious metals dealer and IRA provider that was founded in 2003. It offers investors the opportunity to purchase physical precious metals and set up a gold IRA. The business serves more than 10,000 people from the United States and other countries.

A Focus on Education

It was founded with the intention of assisting people in better managing their retirement resources. One can avoid the turbulence and unpredictability associated with the stock market and paper currency by investing in rare metals.

Robust Team

Financial managers, consultants, brokers, and analysts make up the Birch Gold Group workforce. According to the firm, the majority of these professionals have experience working for Wall Street’s top institutions.

Low Minimum Investment Requirement

The team advises clients to invest in palladium, gold, platinum, and silver to build a balanced portfolio. One of the reasons why we recommend Birch Gold Group is because it offers the lowest minimum investment amount in the industry. Investors can save for their retirement with just $10,000.

Buyback Program

Moreover, the Birch Gold Group team will help you roll over or transfer funds, and if you need to sell your precious metals, you’ll have the option to sell them to the company.

Birch Gold Group asks for what they call the “right of first refusal,” even though they are unable to guarantee they will purchase your precious metals back from you in the event you decide to sell them.

However, the company asserts that it has always purchased the customer’s precious metals back.

The likelihood of finding a willing buyer when it’s time to draw distributions from a precious metals IRA is thus likely to be high.

Remember that until you reach the required minimum age of 59.5, you cannot remove funds from a precious metals IRA without paying a 10 percent tax penalty.

Birch Gold Group Fees

Birch Gold Group’s prices are reasonable compared to other precious metals companies. Keep in mind that these fees are not decided by Birch Gold Group. Instead, the storage facility and gold IRA custodian determine their own rates.

The company always discloses the market pricing of their metals so that you are not caught off guard when you make purchases from them. You can find this information on the company’s website.

Let’s take a look at the minimum investment amount and the associated fees involved in creating an IRA or non-IRA account.

Minimum Investment

Whether you are investing in a gold IRA or simply purchasing physical gold, the minimum investment amount is \$10,000. Given that several businesses require a minimum of $50,000 for new clients, this sum is attractive.

Account Opening Fee

Birch Gold Group charges a $50 fee to create an account. This payment is made to Birch Gold Group’s trusted custodian, Equity Trust Company. This is a one-time charge that investors will only pay upon account creation.

Custodian and Wire Transfer Fees

Another great reason to invest with Birch Gold Group is the custodian. No annual custodian fee is required if you invest in precious metals outside of an IRA. You will be required to pay a $180 yearly custodian fee if you have a gold individual retirement account with Birch Gold Group.

Even if you choose to work with another provider, you will still be charged the normal price for gold IRA accounts. Additionally, Equity Trust requires $30 more for wire transfers.

Maintenance and Storage Fees

Additionally, a depository must be used to safeguard your precious metals. Birch Gold Group’s partners charge a $100 yearly storage fee and an $80 maintenance charge. The good news is that Birch Gold Group will waive your fees for the first year if you invest $50,000 or more.

Depending on the manner in which your gold is held, different fees apply. These costs are typical with any gold IRA.

I urge you to read my full Birch Gold Group Review for more clarity on this company.

Who Should Set Up a Precious Metals IRA or Non-IRA Account with Birch Gold Group?

Birch Gold Precious Metals IRA

Anyone interested in investing in precious metals should consider Birch Gold Group. The firm can assist you if you want to roll over your funds or take physical custody of your assets.

Great for Beginners

Individuals who have never invested in precious metals before can find comfort in knowing they are dealing with a reputable company.

Investors can learn everything they need to know about gold IRAs from the website or by talking to a Birch Gold Group precious metals specialist. You can choose wisely for your retirement investment if you use this approach.

Perfect for Those Hoping to Simplify Their Investment

If working with depositories and custodians has grown tiresome for you, another option is to switch to Birch Gold Group. A consultant is assigned to you to assist you with the rollover and setup of your account.

Birch Gold Group Offers a Number of Investment Types

Birch Gold Group has many alternatives for four different kinds of precious metal investments. This is great if you’re looking for a firm that offers a large selection of metals to invest in.

There are numerous silver, palladium, and platinum investment opportunities, in addition to more than 15 different gold investment options.

The company has a solution for the type of investor, and because of this, they are often listed among the finest gold IRA companies in the industry. You can expand your investment portfolio and learn new skills from the professionals you encounter at the firm.

Why Choose Birch Gold Group for Your Physical Investment or Gold IRA Account?

One of the best ways to tell whether a company is worth investing in is to look at public sentiment and Birch Gold Group reviews from real customers.

The good news is that there are numerous Birch Gold Group reviews that prove that creating precious metals IRAs or investing in physical gold with this company is a wise decision.

Better Business Bureau Rating

We looked at what customers had to say on the Better Business Bureau, or BBB, and all Birch Gold reviews were positive. The best possible rating is an A+, which the company was awarded by the BBB in November 2011.

BCA Rating

Moreover, Birch Gold Group was awarded the highest possible rating (AAA) by the BCA. There have been no reported legal actions that the government has taken against Birch Gold Group.

Customers are supportive of the business. It has a rating of 100 percent complaint resolution index on BCA. This means that all problems were addressed, and customers were satisfied with the outcome.

Birch Gold Group Resources

This Birch Gold Group review would not be complete without discussing the educational precious metal IRA material available for investors.

We were impressed by the fact that Birch Gold Group offers a number of resources.

Birch Gold Group Website

You can learn a lot about investing in precious metals on the Birch Gold Group website. The precious metals dealer provides real-time charts that you can use when purchasing gold.

In addition, investors also have access to a number of investment guides and current news about precious metals to help them make informed decisions about their investments.

Birch Gold Group Free Information Kit

If you are unsure if a precious metals IRA would be best for you, you should get the Free Information Kit. Birch Gold Group has included this valuable resource on its website to make learning about precious metals IRAs easier.

The kit explains the advantages of buying precious metals and how these retirement accounts work. It also provides instructions on how to open an account and begin investing. To obtain the kit, you do not need to invest any money with Birch Gold Group – it’s available for free!

Final Verdict – Should You Invest with Birch Gold Group?

It’s important to ensure that the precious metals dealer you’re working with is reliable. One of the reasons why we recommend Birch Gold Group is because of its exceptional customer service team. You can rest assured that help is always available when needed.

Moreover, we were impressed by the company’s dedication to educating investors, its low minimum investment amount, and its low fees for precious metals IRA accounts.

Because of this, we can safely say that Birch Gold Group is a fantastic option for anyone hoping to enjoy the benefits of a precious metals investment.

We hope you found this Birch Gold Group review helpful! Be sure to check out the other articles on our website if you’re interested in a precious metals IRA.

Frequently Asked Questions

Want to know more about Birch Gold Group and gold IRAs? We answer common questions in the section below!

1. What is a gold IRA?

A self-directed individual retirement account that holds physical gold is known as a gold IRA investment. It is a tax-advantaged way to invest in valuable metals and serves as an effective defense against inflation and economic downturns.

Many financial advisors recommend investing in a gold IRA to diversify your portfolio.

2. Is Birch Gold Group a legitimate company?

Birch Gold Group is indeed a real, legitimate precious metals business. It was established in 2003, and it has a distinguished history. The truth is that customer complaints are normal in any industry, and Birch Gold Group’s reaction is always professional.

Many investors strongly recommend the company for gold IRA and physical precious metals because they have numerous five-star ratings and are renowned for exceptional customer service.

3. What are the pros and cons of investing in precious metals with Birch Gold Group?

Below are the benefits and drawbacks you can expect.


  • Outstanding customer service

  • Easy account setup

  • Low minimum investment requirement

  • Birch Gold Group has reasonable fees

  • You get access to a wealth of information

  • Wide range of products to choose from

  • Excellent BBB and BCA ratings

  • Lots of options for investors

  • Suitable for beginners


  • Birch Gold Group does not have its own vaults

4. Can I store my precious metals at home?

Finding safe storage is crucial if you want to acquire a gold IRA, such as those offered by Birch Gold Group.

You cannot establish a “Home Storage IRA” because of IRS rules on the storage of IRA-related valuable metals, and doing so could lead to significant fines from the government.

Fortunately, Birch Gold Group has teamed up with a few safe depositories to offer their clients safe storage choices. This includes:

  • Delaware Depository

  • Brink’s Global Services

5. What is the minimum purchase amount?

If a precious metals IRA account is not for you, you will need to have at least $10,000 to purchase precious metals from Birch Gold Group.

6. What are some Birch Gold Group alternatives?

Suppose you want to explore other options. In that case, it helps to know the other IRA providers and dealers in the industry. Here are a few alternatives to consider:

7. Is Equity Trust Company affordable?

Most of Birch Gold Group’s customers choose as their custodian. Let’s look at the fees associated with this custodian:

  • Wire fee – $30

  • Annual custodian fee – $80

  • Setup fee – $50

Remember that you won’t pay any fees for the first year if you want to invest $50,000 or more. Fees for depository storage are also included in this promotion.

8. Why is Birch Gold Group a better option than the competition?

The Birch Gold Group employs some of the top experts in the field. The majority of these financial experts previously worked for significant financial organizations like Dun & Bradstreet, Citigroup, and IBM, before joining the firm. Clients feel safe and secure because of the expertise and experience of these experts.

Additionally, the business features a well-organized customer service process. A support staff member will lead you through the process and take care of most of the legwork involved in setting up your account and rolling over funds. After you’ve completed the required paperwork, you are ready to begin investing.

You can always speak with your personal agent when you need clarity on the investment process or have concerns. If you read online comments and ratings, you will soon discover that the business delivers on its claims by providing top-notch customer support.